Rome Federal Credit Union

Rates and APR* are current as of 1/1/2012 and are subject to change without notice. Monthly payments are based on maximum term listed below per $1,000.

New and Used Vehicles including Motorcycles.

New Autos	Max. Term	APR*	Monthly Pymt. Per $1,000
No Minimum	60 Months	As low as 3.49%	$18.19
Minimum $10,000	72 months	As low as 3.49%	$18.19
Minimum $20,000	84 months	As low as 5.99%	$14.61
2006-2011	60 Months	As low as 4.24%	$18.53

Rates are current as of 5/24/2011 and are subject to change without notice. Monthly payments are based on maximum term listed below per $1,000.

	Max. Term	APR*	Monthly Pymt. Per $1,000.
Unsecured	60 Months	As low as 11.00%	$21.75
Unsecured	24 Months	As low as 9.25%	$45.81
Unsecured	36 Months	As low as 9.50%	$32.04
Share Secured	60 Months	3.25% over shares pledged	$18.19
New/Used Recreational Vehicle	60 Months	As low as 4.24%	$18.53
Miscellaneous Secured	60 Months	As low as 7.49%	$20.04
Home Improvement Loan	60 Months	As low as 7.99%	$20.28

Requirements for Home Equity Loans, home must be located in Oneida County or surrounding counties. Must be owner occupied primary residence for at least 90 days or more. Maximum term is 15 years. No mobile homes. Not a revolving equity line and no variable rates offered at this time.

Home Equity Loans	Max. Term	APR*	Monthly Pymt. Per $1,000.
	61-180 months	As Low as Prime plus 3.00%	Based on rate & term

APR* Annual Percentage Rate

Rates are current as of 1/1/2012 and are subject to change without notice.

Account Name	Minimum Opening Deposit	Minimum Balance to Obtain APY*	Rate	APY*
Vacation	$25.00	$50.00	.025%	.026%
Savings	$25.00	$50.00	.025%	.026%
Money Market	$2,000,00	$2,000,00	.50%	.51%
IRA	$1,000.00	$1,000.00	.85%	.86%
Christmas	$25.00	$50.00	.025%	.026%

60 Month CD	$1,000.00	$1,000.00	2.00%	2.01%
24 Month CD	$1,000.00	$1,000.00	1.15%	1.16%
12 Month CD	$1,000.00	$1,000.00	.80%	.81%
06 Month CD	$1,000.00	$1,000.00	.70%	.71%

APY* Annual Percentage Yield