Deposists Products at Rome Federal Credit Union

Savings (Share) Accounts
A minimum of $25.00 is required to open the account. This is an interest bearing account. All dividends are compounded monthly and paid monthly. Dividends are paid on all balances over $50.00.

Checking (Share Draft) Accounts
Free Checking is available along with our Free Debit Card. This account is non-interest bearing and there is no minimum balance required. However accounts with an aggregative balance of $2,000.00 or direct deposit members earn one (1) free box of our basic checks every 12 months. Members in good standing have the option to receive Courtesy Pay after six (6) months of membership.

Christmas Club Accounts
An interest bearing account, set up through payroll deduction or over the counter deposits.
Christmas Clubs run through October 31.

CDs (Term Share Accounts)
Currently we offer several different terms, all require a minimum deposit of $1,000.00 Dividends are compounded monthly and paid monthly. There is a 90 day early withdrawal penalty.

Vacation Club Account
Need to set money aside to help you pay for your vacation, then this is just the account you need. You decide when and how much money you want to save and take it when ready for your vacation. Earns the same rate as the savings (share) account.

Money Market
Minimum balance of $2,000.00 required at all times, members are allowed up to three (3) withdrawals per month and each withdrawal must be a minimum of $250.00. Dividends are compounded monthly and paid monthly.

IRA Accounts
We offer the Traditional, Roth and Educational IRA. Many retirees directly roll their 401k into the RFCU IRA.