Loan Products at Rome Federal Credit Union

Vehicle Loans
Financing available for both new and used autos, including motorcycles and snowmobiles. Rates are based on individuals credit score. Rates are subject to change.

Unsecured Loans
Also known as signature loans, they are offered to members up an aggregative amount of $10,000.00 Aggregative.

Shared Secured Loans
Use your money here at the credit union to obtain a lower rate, no credit report needed. All funds secured will be held until maturity date of the loan.

Line of Credits
A revolving line of credit based on the individual member and their individual credit score. Up to $10,000.00 Aggregative.

Home Equity Loans
A fixed amount borrowed against the equity you have available in your home. Rates and available equity based on the individual member, appraisal amount, and credit score.

Credit Builder Loan
Help establish credit in your name, by paying yourself first. A portion of the loan proceeds will be held in a savings account until the maturity of the loan. Proceeds can also be set up into a Roth IRA.

Credit Repair Loan
Have bad credit due? This could be the type of loan you need. Credit Union philosophy "People Helping People". We will work with you and assist you in repairing your credit. Loan amounts and rates are based upon individual needs as each members needs and circumstances are unique.

Loan Application

Please complete the form, sign, and return completed application to the credit union.

Please note: The loan application cannot be completed online.