Home Financing That Feels Like Home
At Rome Federal Credit Union, we make homeownership more accessible with competitive rates, personal service, and local decision-making. Whether you’re buying your first home, refinancing, or tapping into your home’s equity—we’re here to help you make the most of it.
Why Finance Your Home with Us?
- Competitive, transparent rates
- Local processing and decisions
- Personalized guidance from start to finish
- No prepayment penalties
- Trusted, community-focused service
Your home is one of your biggest investments—trust it with a team that puts your best interest first.
Apply Now!
Mortgage Loans
We offer a variety of mortgage options to fit your needs, budget, and lifestyle.
- Fixed Rate Mortgages
Choose stability with terms that make sense for your financial goals. - Refinancing
Lower your rate, shorten your term, or tap into equity with a refinance built around your needs.
Home Improvement Loans
A fixed rate signature loan to make home improvements with a maximum loan amount of $15,000. The maximum amount and rate are based on the member's credit score.
Home Equity Loans
Home Equity loans allow you to get the equity out of your house to fund your current financial needs, think home improvement or debt consolidation.

