Personal Loans

Personal Loans

Flexible Loans Designed With You in Mind

At Rome Federal Credit Union, we offer a range of affordable loan options to help you handle life’s expenses—big or small. Whether you're buying a car, consolidating debt, or planning something special, we make borrowing simple, transparent, and personal.

Why Borrow with Us?

  • Low, fixed rates
  • Flexible repayment terms
  • Local decision-making
  • No prepayment penalties
  • Easy online application and fast response times

We're here to support your goals—with loans that work for your life.

Apply Now!

Vehicle Loans

Financing is available for both new and used autos, including motorcycles. Competitive rates and flexible terms with fast approvals and no hidden fees.
Rates are based on individual’s credit score and are subject to change.

Recreational Vehicle Loans

Make your next adventure possible! Financing is available for both new and used recreational vehicles including snowmobiles, ATVs, UTVs, boats, campers etc. Rates are based on individual’s credit score and are subject to change.

Secured Loans

Borrow against collateral you own to fund your financial needs. Rates are based on individual’s credit score and are subject to change.

Unsecured / Signature Loans

Use funds for whatever you need—travel, medical bills, unexpected expenses, or major purchases. The maximum amount to be lent and rate are based on the member's credit score.

Lines of Credits

A revolving line of credit, the maximum amount and rate are based on the member's credit score.

Shared Secured Loans

Pledge your money already current balance here at the credit union to obtain a lower interest rate on your loan, no credit report needed. All funds secured will be held until the maturity date of the loan.

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Rome's Oldest Credit Union