Investment

Investment

Share Certificate Accounts

Lock in a higher rate and watch your savings grow. With fixed terms and competitive dividends, share certificates offer a safe, reliable way to earn more—just by letting your money sit and work for you.

A minimum deposit of $1000.00 is required for this account, which can be set up for terms from 6 months to 5 years. After your account is opened, you may not make additional deposits to a share certificate account. Dividends are higher than the share account dividend rate and there is a 90 day early withdrawal penalty.

Money Market Accounts

Get the best of both worlds—higher earnings and flexible access. Our money market accounts offer tiered rates that reward higher balances, with the convenience of check writing and no long-term commitment.

Minimum balance of $2,000.00 required at all times. Members are allowed up to three (3) withdrawals per month and each withdrawal must be a minimum of $250.00. Dividends are compounded monthly and paid monthly.

IRA Accounts

Plan for retirement with confidence. We offer Traditional and Roth IRAs with competitive rates, tax advantages, and no annual maintenance fees—helping you build long-term security, one deposit at a time.

We offer the Traditional, Roth and Educational IRA. You can rollover your 401K or other retirement account directly to the Credit Union.

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Rome's Oldest Credit Union